What does a high credit score indicate?

A high credit score indicates a strong credit history and creditworthiness, which is essential for individuals seeking to borrow money or obtain credit. A strong credit score typically reflects a pattern of responsible credit management, including timely payments, low credit utilization, and a mix of credit types that showcase an individual's ability to handle various financial obligations effectively. Lenders view high credit scores favorably, as they suggest that a borrower is less likely to default on loans, thereby increasing the likelihood of approval for loans, credit cards, and favorable interest rates. This makes option A the correct choice, as it aligns with the attributes that contribute to a reliable and trustworthy financial profile in the eyes of creditors.